Investment Loans

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Hard Money & DSCR Loans: Smart Tools for Real Estate Investors

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Hard money loans are a popular option for real estate investors who need fast funding. These loans are based more on the value of the property than your credit score or income. They’re great for fix-and-flip projects or short-term investments, especially when traditional financing takes too long. Hard money loans usually close quickly, making them a solid choice when you’re trying to move fast in a competitive market.

 

DSCR (Debt Service Coverage Ratio) loans are another great tool for real estate investors—especially those buying rental properties. Instead of looking at your personal income, DSCR loans focus on how much rental income the property can generate. If the income covers the loan payments (and then some), you can qualify. It’s a simple and investor-friendly way to grow your portfolio, even if you have multiple properties or complex finances.

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