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VA Mortgages

VA Loans: Honoring Your Service with the Path to Homeownership

If you’re a veteran, active-duty service member, or eligible surviving spouse, a VA loan could be your key to homeownership. Backed by the U.S. Department of Veterans Affairs (VA), this program offers incredible benefits—including no down payment and no private mortgage insurance (PMI)—making homebuying more affordable and accessible for those who have served our country.

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Why Choose a VA Loan?

 

  • No Down Payment Required – Buy a home without having to save for a large upfront cost.

  • No Private Mortgage Insurance (PMI) – Unlike conventional loans, VA loans do not require PMI, saving you money each month.

  • Competitive Interest Rates – VA loans often offer lower rates compared to conventional mortgages.

  • Flexible Loan Options – Use a VA loan to buy a single-family home, condo, multi-unit property, manufactured home, or even new construction.

  • Refinancing Available – Already own a home? You can refinance with a VA loan to lower your rate or take cash out.

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You've Earned This Benefit—Let’s Get Started!

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Anouk Neal Mortgage Loan Originator NMLS – 2187255

Copyright © 2025 | First Option Mortgage LLC | All Rights Reserved 2025

Corporate Headquarters: 702 Old Peachtree Rd., Suite 200, Suwanee, GA 30024

Phone: (770) 423-8200 | Fax: 770-423-8201 | Toll Free: (888) 766-3506

nmlsconsumeraccess.org | NMLS #123411

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This Is Not A Commitment To Make A Loan. Loans Are Subject To Borrower Qualifications, Including Income, Property Evaluation, Sufficient Equity In The Home To Meet LTV Requirements, And Final Credit Approval. Approvals Are Subject To Underwriting Guidelines, Interest Rates, And Program Guidelines, And Are Subject To Change Without Notice Based On Applicant’s Eligibility And Market Conditions. Refinancing An Existing Loan May Result In Total Finance Charges Being Higher Over Life Of Loan. Reduction In Payments May Reflect Longer Loan Term. Terms of the Loan May Be Subject to Payment of Points and Fees By The Applicant. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

 

First Option Mortgage Is An Equal Opportunity Lender And An Equal Housing Lender. 

NMLS 123411 © First Option Mortgage, LLC. All Rights Reserved • ID: 123411

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© 2035 by First Option Mortgage - Loans with Anouk 

 

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